Board Of Directors

Mr. Harvinder Pal Singh

Promoter Director

A law graduate and fellow of The Institute of Chartered Accountants of India since 1984, Mr. Harvinder Pal Singh has over three decades of microfinance experience to his credit and is responsible for pioneering the unique concept of daily collection of repayments of loans. Aside being an expert in lending, particularly in the microfinance field, Mr. Singh has a wealth of experience across auditing, accounts, project financing, advisory services and company law matters. Mr. Singh also participated in Harvard Business School’s Accion Program on Strategic Leadership for Microfinance in 2009, as well as the leadership program organized by Women’s World Banking at Wharton Business School, University of Pennsylvania in 2011. Aside from serving on the TSL board of directors, Mr. Singh is also the Chairman and Managing Director of Satin Creditcare Network Limited (SCNL), one of India’s leading microfinance institutions.

Mr. Sanjay Kumar Bhatia


A Chartered Accountant and Commerce graduate of Delhi University, Mr. Bhatia has over 28 years of rich experience across leading corporates, startups and BAU environments, having worked in both sales management and strategy formation. At present, he heads Sales at Antara Senior Living Limited and is responsible for the development of the upcoming community for progressive seniors, the formulation of long term strategy and tactical execution and general management. He also provides consultancy on income tax, corporate tax and corporate law matters to various organizations. In his past career, he has served as Vice President and Head of Strategic Initiatives (Revenue) at Max Life Insurance and worked at companies such as Max New York Life, Vikas Motors Limited, Dinker Portfolio Private Limited, DMA of Citibank N.A. and GE Countrywide. Mr. Bhatia also serves as an Independent and Non-Executive Director on the SCNL board.

Mr. Sumit Mukherjee


Mr. Sumit Mukherjee has over 29 years of experience in the NBFC space and has managed various roles in Sales, Credit and Collections, has product experience on Sales, Credit and Collections for SME lending, Commercial vehicles, Agri lending, Construction/ Infrastructure lending, Printing and Medical equipment, Car finance. His major stints have been with Ashok Leyland Finance, Citicorp and Magma Fincorp Ltd. In Magma he has managed the ABF business and led a team of 5000 and AUM of 13000 crs across 250 branches.