Board Of Directors

Mr. Harvinder Pal Singh

Promoter Director

A law graduate and fellow of The Institute of Chartered Accountants of India since 1984, Mr. Harvinder Pal Singh has over three decades of microfinance experience to his credit and is responsible for pioneering the unique concept of daily collection of repayments of loans. Aside being an expert in lending, particularly in the microfinance field, Mr. Singh has a wealth of experience across auditing, accounts, project financing, advisory services and company law matters. Mr. Singh also participated in Harvard Business School’s Accion Program on Strategic Leadership for Microfinance in 2009, as well as the leadership program organized by Women’s World Banking at Wharton Business School, University of Pennsylvania in 2011. Aside from serving on the TSL board of directors, Mr. Singh is also the Chairman and Managing Director of Satin Creditcare Network Limited (SCNL), one of India’s leading microfinance institutions.

Mr. Sanjay Kumar Bhatia


A Chartered Accountant and Commerce graduate of Delhi University, Mr. Bhatia has over 28 years of rich experience across leading corporates, startups and BAU environments, having worked in both sales management and strategy formation. At present, he heads Sales at Antara Senior Living Limited and is responsible for the development of the upcoming community for progressive seniors, the formulation of long term strategy and tactical execution and general management. He also provides consultancy on income tax, corporate tax and corporate law matters to various organizations. In his past career, he has served as Vice President and Head of Strategic Initiatives (Revenue) at Max Life Insurance and worked at companies such as Max New York Life, Vikas Motors Limited, Dinker Portfolio Private Limited, DMA of Citibank N.A. and GE Countrywide. Mr. Bhatia also serves as an Independent and Non-Executive Director on the SCNL board.

Mr. Partho Sengupta

Chief Executive Officer & Whole Time Director

Mr. Sengupta, Alumina of IIM Ahmedabad, ICWAI , PG In Taxation Laws from Punjab University Chandigarh. He has over 23 years of experience Extensive exposure across a gamut of areas including Strategy & Leadership, Revenue Generation, Branch Management, People Engagement, Business Development, Process Improvement and Operational Excellence. He has been instrumental  in deploying Risk management frameworks, cost effective strategies for executing complex processes and also the structure of Audit & Compliance  with digitization of the Process .  Mr. Sengupta was previously working with Satin Creditcare, Alpic Finance , HDFC Bank, ICICI bank Ltd , Barclays bank PLC , Bharath Matrimony .com , Jana Small Finance Bank.