Board Of Directors

Mr. Harvinder Pal Singh

Promoter Director

A law graduate and fellow of The Institute of Chartered Accountants of India since 1984, Mr. Harvinder Pal Singh has over three decades of microfinance experience to his credit and is responsible for pioneering the unique concept of daily collection of repayments of loans. Aside being an expert in lending, particularly in the microfinance field, Mr. Singh has a wealth of experience across auditing, accounts, project financing, advisory services and company law matters. Mr. Singh also participated in Harvard Business School’s Accion Program on Strategic Leadership for Microfinance in 2009, as well as the leadership program organized by Women’s World Banking at Wharton Business School, University of Pennsylvania in 2011. Aside from serving on the TSL board of directors, Mr. Singh is also the Chairman and Managing Director of Satin Creditcare Network Limited (SCNL), one of India’s leading microfinance institutions.

Mr. Rakesh Sachdeva


A Fellow of the Institute of Chartered Accountants of India, Mr. Sachdeva holds a commerce degree from Delhi University and has over 34 years of experience in finance, auditing, taxation and accounts. He is currently the CEO of Earth-n-Heaven and has previously worked with Apollo Tyres Ltd. and the U.K. Paints Group, which controls M/S Berger Paints (India), Rajdoot Paints and Malibu Estate. Mr. Sachdeva also serves as an Independent and Non-Executive Director on the SCNL board.

Mr. Sanjay Kumar Bhatia


A Chartered Accountant and Commerce graduate of Delhi University, Mr. Bhatia has over 28 years of rich experience across leading corporates, startups and BAU environments, having worked in both sales management and strategy formation. At present, he heads Sales at Antara Senior Living Limited and is responsible for the development of the upcoming community for progressive seniors, the formulation of long term strategy and tactical execution and general management. He also provides consultancy on income tax, corporate tax and corporate law matters to various organizations. In his past career, he has served as Vice President and Head of Strategic Initiatives (Revenue) at Max Life Insurance and worked at companies such as Max New York Life, Vikas Motors Limited, Dinker Portfolio Private Limited, DMA of Citibank N.A. and GE Countrywide. Mr. Bhatia also serves as an Independent and Non-Executive Director on the SCNL board.

Mr Sanjeev Vij

Chief Executive Officer & Whole Time Director

“Mr. Sanjeev Vij is Chief Executive Officer and Whole Time Director and having over 29 years of rich corporate work experience in banking & financial services industry with esteemed organizations like Tata Motor Finance Solutions, Bajaj Finance, The Royal Bank of Scotland (erstwhile ABN Amro Bank), Citigroup, Alpic Finance, 20th Century Finance, Indbank Merchant Banking Services and RPG Enterprises.

Prior to joining Taraashna Services Limited, he was the Business Head for Used vehicles & New Construction Equipment Finance with TATA Motor Finance Solutions.

He is a qualified, rank holder Chartered Accountant from ICAI, & an alumni of the prestigious Shriram College of Commerce (SRCC), Delhi University. Mr. Sanjeev Vij is a result oriented, corporate leader with strong business acumen and brings on board a mix of expertise in turning around organizations, implementing new initiatives, process & controls management and business development with a blend of technical and functional skills acquired with his experience in various leadership roles, across large organizations.”